Renting today is a growing trend for residents in Kentucky. While state law does not mandate renter's insurance for these residents, and landlords are not mandated to cover their tenants in their insurance policies. For structures that are used to rent, owners are only required to carry structural insurance. As a renter, your personal property is not covered when tragedy strikes. Whether you are renting an apartment or a single-family dwelling, a renter's insurance policy with Best Insurance Services can provide peace of mind and security for your family.
No home or family is completely safe from theft or burglary. If you are renting a home or apartment that has suffered such tragedy, the owner's insurance policy will most likely not cover your belongings. The stress and trauma of enduring such an event do not need the additional stress of belonging replacement added to a list of things to do after such an event. With a renter's insurance policy, you can secure your belongings, so if they are taken you have peace of mind that they can be replaced.
Were your belongings vandalized? Like theft and burglaries, any personal property that has been vandalized is covered and replaced under a renter's insurance policy. Vandalism is treated in the same manner as theft and burglary, so your personal property is covered if such an event occurs.
Unfortunately, no home is safe to accidents, either. Accidental damage such as fires or structural fails can damage your personal property. With renter's insurance, you can not only replenish your property but have temporary housing expenses covered if you are displaced from your residence.
Sometimes accidents in our homes can inflict damage on guests. If such a situation happens, your renter's policy will cover any medical expenses and fees in which you are responsible.
Secure your family today with a renter's insurance policy. Let one of our agents quote a policy for you today!