It’s such a freeing feeling cruising down the road on your motorcycle on a nice summer day. You can’t let loose too much thought- before you take that motorcycle out, make sure you have complete insurance coverage to have your back in case you get in an accident. Best Insurance Services is prepared to help you find the perfect motorcycle insurance policy for your needs.
In Kentucky, there are certain minimums you must have for your motorcycle insurance. This type of insurance is called liability insurance and it covers you if an accident is your fault. The minimum coverage you need for motorcycle liability insurance is:
When we set you up with a policy, we’ll make sure you at least have those minimums in place. We’ll also talk to you about other options for additional coverage, and why you might want to consider them.
Although personal injury protection (PIP) coverage is not required for motorcycles in Kentucky, it is definitely a good idea to include it in your policy. PIP helps to pay your medical bills in the event of a crash, whether the accident was your fault or not. Nobody wants to be stuck with medical bills when they’re already dealing with an accident, so this is coverage you want to consider.
Other coverage options for motorcycles include collision, comprehensive, medical payments, towing and labor, and uninsured/underinsured motorist. When you talk to us about setting up a policy, we can explain the benefits of each type of coverage, so you can make an informed decision for yourself.
Riding a motorcycle without insurance coverage is a risk you don’t want to take. Come talk to an agent at Best Insurance Services to set up a policy so you can cruise down the road with the peace of mind knowing you’re covered.